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| money to the masses |
Life style:
I AM DEBT FREE !!!
YES !!!
I am making this decision NOW and I promise myself to stick on it.
1. How's your finances?
> I can say ok but not really that ok. I have to pay my condo unit at least Php. 21,000 [$492.958] monthly that started last February. Before that I have to pay at least Php. 50,000 [$1,173.71] before I can moved in and since I can't I have to Php. 2,550 [$59.8592] for my current rent, have Php. 22,000 [$516.432] for my credit card, maintain Php. 10,000 [$234.742] savings account and Php. 7,000 [$164.319] for my insurance which I should have paid last February as well.
2. How will you pay for all of these?
> To be in force diet hahaha literally. I eat too much [thank goodness I'm not heavy or else I would look like a ball.] but I have to lessen my food intake. Once I stop buying unnecessary things [food in this part], I'll save money then I have enough to pay for my dues. Instead of me buying junkies and throwing them away because I can't eat it anymore, I'll drink more water and take a nap more.
I wont use my credit cards starting TODAY. I'll pay my monthly rent then the rest of my money will go to the bank so it wont reach the crucial point and instead of earning, it would end up losing. I'll only carry enough for my transportation and food allowance. No more cabs, unless I'm too tried or sleepy to go home. I walk slowly at night so I wont be too tired when I sleep. I'll eat slowly too and more water [again]. Take a nap in every free time I get instead of accompanying office mates when they are planning to buy food.
Then I'll send each salary to my savings and pay whatever it is that I have to pay. I will still carry all my cards just in case and still check the net for the lowest travel flights but it doesn't mean that I have to buy ^^,
It looks easy but I know it would be hard but I am so much into it!!!
I'll make updates once in a while ^^,
* FYI
$1 = Php. 42.60
today's temperature = 34 degrees
.... closed